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Retirement

More about the different types of retirement, and examples of what you can expect to receive under each type.

As a member of the LGPS you can look forward to a pension that is backed by government and reviewed annually to be kept in line with the cost of living for the rest of your life. 

Once you start receiving your pension we will contact you annually with details of your pension increase. 

If you have not been in receipt of your pension for a full year, only a proportion of the annual increase is payable. 

There is scope to retire and take your benefits early, from the age of 55, right up to your normal pension age. In cases of ill health, there is no minimum age limit.

To be entitled to benefits you must have at least 2 years membership or have transferred other pension rights into the scheme. 

There are also options to gradually move into retirement. You can find out more about each of these options on these pages.

When can I retire? 

Your normal pension age is linked to your State Pension Age(link is external) (with a minimum of age 65). Your normal pension age is the age from which you can retire and receive your pension in full. 

Check your normal pension age by looking up your current State Pension Age

There are specific rules relating to each type of retirement and this section looks at the different retirement options, outlined on these pages.

The Government has announced that the normal minimum pension age will increase to age 57 from 6 April 2028.

Published: 20 March 2025

Last updated: 20 March 2025