Coping with debt
Worrying about money
Debt can be a major cause of concern, but if you're finding it a struggle to make ends meet, there are options open to you. Whether coping with a sudden and unexpected expense or just figuring out how to stretch your income far enough to cover the bills, this interactive 'money worries' web form can provide advice tailored to your specific situation. The form is also available in Arabic and Bengali.
More help and access to financial advice, services, loans and tools can be found at London Credit Union.
Finding debt advice
Getting yourself out of debt is all about making the right choices to deal with your changing circumstances. Citizens Advice Westminster can help you understand the best options available with free and impartial advice on a wide range of subjects. This includes helping you find out what benefits or grants you are entitled to claim and a comprehensive guide to lifting yourself out of debt.
Its free helpline is open weekdays from 10am to 4pm on 0808 278 7834. Find more information on the Citizens Advice website.
Another free and impartial advice service that can help you deal with debt issues is StepChange – the UK's leading debt charity. StepChange will help you devise debt management plans and offer 1-to-1 advisors who can advise on your specific circumstances. It also has a dedicated rising cost of living section.
StepChange's helpline is open Monday to Friday from 8am to 8pm, or Saturday from 8am to 4pm on 0800 138 1111.
Please read the advice and support page for further organisations that can offer advice and support with debt.