We know pensions can be difficult to understand so we have created a guide with selected, curated topics based on where you might be in your career.
To make it easier to navigate, we have categorised careers into different stages based on number of years working and created section headings from them. In these sections you will find quick links to common questions about pension administration for that stage.
If you can’t find what you’re looking for, you view the all topics section where all our pension information is collated. If you still can't find the answer to your question, you can always contact us using the secure message function in the Member Portal.
Your career stages
We've created pages based on the following career or retirement stages:
- Early career professional, if you have between 0 to 10 years’ experience
- Mid-career professional, if you have between 10 to 30 years’ experience
- Experienced career professional, if you have 30 or more years’ experience
- Flexibly retired professional, if you have retired but are still working
- Retired professional, if you have fully retired from working
Your life and career changes
We’ve also created some sections on common life changes so we can highlight some things you need to know in a fast and easy way.
Life changes:
- Rejoining the Scheme
- Changing my membership options
- How do I apply for ill-health retirement?
- How do I leave my pension to my spouse or child?
Career changes:
- Onboarding to a Scheme Employer
- Changes in role and salary while working at a Scheme Employer
- What is auto-enrolment and how do I manage it?
- Offboarding a Scheme Employer
